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Sanjay Tripathi

Operation Head

15 years of operating and management experience in microfinance and Insurance. He has held various leadership positions throughout his career and has a proven track record of planning and executing strategy to deliver P&L in a multicultural and volatile emerging market environment. Prior to joining Subhlakshmi, Sanjay worked with Janalakshmi Financial Servises, Bhartiya Samruddhi Finance Ltd, ICICI Lombard GIC.

Ms. Sangeeta Mukherjee

Vice President & Head of Human Resources

She has 15 years of enriching Human Resource experience in diversified industries including Consumer Product, Financial Services, ITES, Steel and Consultancy. She has handled major functions in HR in both MNC's and Indian companies like DS Group, Genpact, Indiabulls, SVCL, Honeywell, Underwriters Laboratories and Lucon Consulting. She has diverse experience of Heading Human Resource department for various organization's cutting across industries in India as well as International. In most of her previous assignments she has played a pivotal role in business ramp up and buidling a great winning team and winning culture.

Sandeep Tiwari

Manager IT

Java Developer, with an experience of 5 years and expertise in Core Java, JSP/Servlet, Struts, Hibernate and MySQL, Sandeep is associated with Subhlakshmi since its inception and works on the inbuilt software of the company.

Dinesh Chand Sharma

Manager MIS

With over 9 years of experience in NBFC industry, Dinesh leads the MIS team at Subhlaskhmi. Under his supervision, every client is scrutinized before disbursement of loan through Credit Bureau check.


Manager - Finance

He is a MBA from Symbiosis(Banking & Finance) and has 3 years experience in microfinance industry. He is holding the position in Subhlakshmi Manager Finance & manages all the Finance activities.Prior he has worked with Satin Creditcare Network Ltd & played key role in different kind of verticle fund raising, Treasury & Accounting activities.


Cluster Manager

With over 8 years of experience in NBFC operations, Rajan has joined the company as a Cluster Manager and looks at the field operations of all the current divisions of Subhlakshmi.

Lalit Kumar Singh

Audit Head

He comes with around 23 years of enriching Internal Audit experience in Financial Services with extensive hands on Internal Audit, Integrated operational & Fraud Risk Management. He has handled major functions of Audit Operation in companies like Capital Trust Limited & Cashpor Micro Credit.

Mukesh Sehgal

Accounts Head

He is a Chartered Accountant and has 15 years of work experience with specialization in NBFCs business, compliances, Accounts and Taxation. He was associated with Genpact, PACL India Ltd, Sonear industries ltd. NSTPL group, Capital Trust Ltd.

Kanad Shaurya

Product Head

He is an alumnus of IIT Guwahati and IIM Bangalore. He comes with 7 years’ experience and has exposure in Oil& Gas Industry (IOCL), in Stock Advisory Services ( Capitalvia Global Research) and in Finance/NBFC Startups (Aye Finance). He comes with extensive knowledge and exposure in new product development and market research.

Deep Shubham

Company Secretary

Company Secretary with 5 years of enriching secretarial and legal experience in diversified industries including Manufacturing, Engineering Procurement Construction (EPC), Financial Services and RTA & Depository.